Start by getting pre-approved for a mortgage. This helps you understand your price range and set a budget that works for you. We'll guide you through this step to make it simple and stress-free.

The time it takes to buy a home depends on finding the right one and getting your offer accepted. Once you're in contract, escrow typically takes about 30 days. I'll be with you every step of the way.

We will provide you with a Comparative Market Analysis (CMA) to estimate your home's value based on similar properties in your area.

A REALTOR® is your most valuable asset when buying a home. They will walk you through every part of the home buying process. They will educate and inform you of all your options. They will represent you throughout the transaction and beyond.

Nothing. In most cases, the seller pays the commission and the commission is split between the seller's agent and buyer's agent.

Most lenders prefer a credit score of at least 620, but some programs accept lower scores. Keep in mind, a lower score might mean a higher interest rate. I'll help you explore your options.

Conventional loans are usually require a 20% down payment. There are programs that offer as low as about 3% down. Your loan officer can help advise you on your best options.

The down payment is usually the largest cost associated with buying a house. Lending fees are the second largest costs to homebuyers. Most lenders will charge between 2% to 4% of the loan amount for loan origination fees, depending on the loan type. Conventional loans usually have lower loan origination fees, but require more money down. Your loan officer will be able to help you determine how much you can expect to pay towards loan origination and closing cost.

In a multiple offer situation, the seller will choose the offer that best meets their needs. We will work together to make your offer stand out and increase your chances of success.

The appliances that remain with the home should be listed in the contract. Your agent can help you negotiate the terms of the contract for any appliances that you may want to be a part of the sale. The Seller is not obligated to leave appliances that are not built in.